{"id":20001,"date":"2026-08-27T14:37:17","date_gmt":"2026-08-27T05:37:17","guid":{"rendered":"https:\/\/www.repo.ne.jp\/magazine\/?p=20001"},"modified":"2026-08-27T14:37:17","modified_gmt":"2026-08-27T05:37:17","slug":"credit-history-make","status":"publish","type":"post","link":"https:\/\/www.repo.ne.jp\/magazine\/credit-history-make\/","title":{"rendered":"\u3010\u53e3\u30b3\u30df237\u4ef6\u3011\u30af\u30ec\u30d2\u30b9\u306e\u4f5c\u308a\u65b9\uff5c\u7533\u3057\u8fbc\u307f\u30fb\u5951\u7d04\u30fb\u652f\u6255\u3044\u3067\u8a18\u9332\u304c\u3064\u304f\u6d41\u308c\u3092\u89e3\u8aac"},"content":{"rendered":"\n<p>\u81ea\u5206\u306e<a href=\"https:\/\/www.repo.ne.jp\/magazine\/examination\/\">\u30af\u30ec\u30d2\u30b9<\/a>\u306f\u3001\u81ea\u5206\u540d\u7fa9\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u30921\u679a\u5951\u7d04\u3057\u3001\u5c11\u984d\u3067\u3082\u3044\u3044\u306e\u3067\u6bce\u6708\u4f7f\u3063\u3066\u3001\u671f\u65e5\u3069\u304a\u308a\u306b\u652f\u6255\u3046\u3053\u3068\u3067\u4f5c\u308c\u307e\u3059\u3002\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3067\u306f\u3001\u7533\u3057\u8fbc\u307f\u5f8c\u306b\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u60c5\u5831\u304c\u6bb5\u968e\u3054\u3068\u306b\u8a18\u9332\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a909261b1ed2&quot;}\" data-wp-interactive=\"core\/image\" class=\"wp-block-image size-large wp-lightbox-container\"><img decoding=\"async\" width=\"1300\" height=\"732\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on-async--click=\"actions.showLightbox\" data-wp-on-async--load=\"callbacks.setButtonStyles\" data-wp-on-async-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.repo.ne.jp\/magazine\/wp-content\/uploads\/2026\/08\/credit-history-make-kirokuflow.jpg\" alt=\"\u30af\u30ec\u30d2\u30b9\u306f\u7533\u3057\u8fbc\u307f\u30fb\u5951\u7d04\u30fb\u652f\u6255\u3044\u306e\u9806\u306b\u8a18\u9332\u3055\u308c\u308b3\u30b9\u30c6\u30c3\u30d7\u306e\u56f3\u89e3\" class=\"wp-image-20004\" srcset=\"https:\/\/www.repo.ne.jp\/magazine\/wp-content\/uploads\/2026\/08\/credit-history-make-kirokuflow.jpg 1300w, https:\/\/www.repo.ne.jp\/magazine\/wp-content\/uploads\/2026\/08\/credit-history-make-kirokuflow-300x169.jpg 300w, https:\/\/www.repo.ne.jp\/magazine\/wp-content\/uploads\/2026\/08\/credit-history-make-kirokuflow-1024x577.jpg 1024w, https:\/\/www.repo.ne.jp\/magazine\/wp-content\/uploads\/2026\/08\/credit-history-make-kirokuflow-768x432.jpg 768w\" sizes=\"(max-width: 1300px) 100vw, 1300px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\taria-label=\"\u753b\u50cf\u3092\u62e1\u5927: \u30af\u30ec\u30d2\u30b9\u306f\u7533\u3057\u8fbc\u307f\u30fb\u5951\u7d04\u30fb\u652f\u6255\u3044\u306e\u9806\u306b\u8a18\u9332\u3055\u308c\u308b3\u30b9\u30c6\u30c3\u30d7\u306e\u56f3\u89e3\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on-async--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.imageButtonRight\"\n\t\t\tdata-wp-style--top=\"state.imageButtonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><figcaption class=\"wp-element-caption\">\u30af\u30ec\u30d2\u30b9\u306b\u8a18\u9332\u304c\u3064\u304f\u6d41\u308c\uff5c\u7533\u3057\u8fbc\u307f\u30fb\u5951\u7d04\u6210\u7acb\u30fb\u5229\u7528\u3068\u652f\u6255\u3044\u306e3\u6bb5\u968e<\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>STEP1\uff1a<a href=\"#step1\">\u30ab\u30fc\u30c9\u306e\u7533\u8fbc\u60c5\u5831<\/a><\/li>\n\n\n\n<li>STEP2\uff1a<a href=\"#step2\">\u5be9\u67fb\u901a\u904e\u5f8c\u306e\u5951\u7d04\u5185\u5bb9<\/a><\/li>\n\n\n\n<li>STEP3\uff1a<a href=\"#step3\">\u30ab\u30fc\u30c9\u5229\u7528\u5f8c\u306e\u652f\u6255\u3044\u72b6\u6cc1<\/a><\/li>\n<\/ul>\n\n\n\n<p>\u305f\u3060\u3057\u3001\u7533\u8fbc\u60c5\u5831\u3060\u3051\u3067\u306f\u652f\u6255\u3044\u5b9f\u7e3e\u306b\u306f\u306a\u308a\u307e\u305b\u3093\u3002\u5951\u7d04\u5f8c\u306b\u30ab\u30fc\u30c9\u3092\u5229\u7528\u3057\u3001\u671f\u65e5\u3069\u304a\u308a\u306b\u652f\u6255\u3046\u3053\u3068\u3067\u3001\u652f\u6255\u3044\u5b9f\u7e3e\u304c\u7a4d\u307f\u4e0a\u304c\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p><strong>\u304a\u91d1\u30eb\u30dd\u306b\u5bc4\u305b\u3089\u308c\u305f\u5be9\u67fb\u53e3\u30b3\u30df\u306e\u3046\u3061\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3092\u6301\u3061\u59cb\u3081\u308b\u5e74\u4ee3\u3067\u3042\u308b18\uff5e24\u6b73\u306f237\u4ef6\u3067\u3001\u305d\u306e\u3046\u3061191\u4ef6\u304c\u5be9\u67fb\u306b\u901a\u904e\u3057\u307e\u3057\u305f\uff08\u901a\u904e\u738780.6\uff05\u203b\uff09<\/strong>\u3002\u53e3\u30b3\u30df\u5168\u4f534,192\u4ef6\u306e\u901a\u904e\u738784.0\uff05\u203b\u3068\u306e\u5dee\u306f3.4\u30dd\u30a4\u30f3\u30c8\u3067\u3001\u3053\u308c\u304b\u3089\u8a18\u9332\u3092\u4f5c\u308b\u5e74\u4ee3\u3067\u30828\u5272\u4ee5\u4e0a\u304c\u901a\u904e\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001\u521d\u3081\u3066\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3078\u7533\u3057\u8fbc\u3080\u4eba\u306b\u5411\u3051\u3066\u3001\u30af\u30ec\u30d2\u30b9\u3092\u4f5c\u308b\u624b\u9806\u3068\u3001\u7533\u3057\u8fbc\u307f\u524d\u306b\u78ba\u8a8d\u3057\u305f\u3044\u3053\u3068\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002\u30af\u30ec\u30d2\u30b9\u306e\u4ed5\u7d44\u307f\u306fCIC\u306e\u516c\u8868\u60c5\u5831\u3001\u901a\u904e\u7387\u306f\u304a\u91d1\u30eb\u30dd\u306e\u5be9\u67fb\u53e3\u30b3\u30df\u306e\u96c6\u8a08\u306b\u3082\u3068\u3065\u3044\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<details class=\"wp-block-okane-rupo-note-toggle repolife-note-toggle\"><summary class=\"repolife-note-toggle__summary\"><span class=\"repolife-note-toggle__label\">\u6ce8\u91c8<\/span><\/summary><div class=\"repolife-note-toggle__content\">\n<p>\u203b\u901a\u904e\u7387\u306f\u3001\u304a\u91d1\u30eb\u30dd\u306b\u5bc4\u305b\u3089\u308c\u305f\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u5be9\u67fb\u53e3\u30b3\u30df\uff08\u81ea\u5df1\u7533\u544a\uff09\u3092\u96c6\u8a08\u3057\u305f\u3082\u306e\u3067\u3059\u3002\u6295\u7a3f\u8005\u306e\u5c5e\u6027\u306b\u504f\u308a\u304c\u3042\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u3001\u5404\u30ab\u30fc\u30c9\u4f1a\u793e\u304c\u516c\u8868\u3059\u308b\u5168\u7533\u8fbc\u8005\u306e\u901a\u904e\u7387\u3068\u306f\u7570\u306a\u308a\u307e\u3059\u3002\u3053\u3053\u3067\u306e\u300c\u901a\u904e\u7387\u300d\u306f\u300c\u901a\u904e\u4ef6\u6570\u00f7\uff08\u901a\u904e\uff0b\u5be9\u67fb\u843d\u3061\uff09\u4ef6\u6570\u300d\u3092\u6307\u3057\u307e\u3059\u3002\uff08\u96c6\u8a08\u65e5\uff1a2026\u5e747\u670829\u65e5\u6642\u70b9\uff0f\u5168\u4f534,192\u4ef6\u30fb18\uff5e24\u6b73237\u4ef6\uff09<\/p>\n<\/div><\/details>\n\n\n\n<h2 class=\"wp-block-heading\">\u30af\u30ec\u30d2\u30b9\u306e\u4f5c\u308a\u65b9\uff5c\u6700\u521d\u306e\u8a18\u9332\u304c\u3064\u304f3\u30b9\u30c6\u30c3\u30d7<\/h2>\n\n\n\n<p>\u30af\u30ec\u30d2\u30b9\u306e\u6700\u521d\u306e\u8a18\u9332\u306f\u3001\u300c\u7533\u3057\u8fbc\u307f\u2192\u5951\u7d04\u6210\u7acb\u2192\u5229\u7528\u30fb\u652f\u6255\u3044\u300d\u306e3\u6bb5\u968e\u3067\u3064\u304d\u307e\u3059\u3002\u7533\u3057\u8fbc\u3080\u3068\u7533\u8fbc\u60c5\u5831\u3001\u5951\u7d04\u304c\u6210\u7acb\u3059\u308b\u3068\u30af\u30ec\u30b8\u30c3\u30c8\u60c5\u5831\u304c\u767b\u9332\u3055\u308c\u307e\u3059\u3002\u305d\u306e\u5f8c\u306f\u3001\u30ab\u30fc\u30c9\u306e\u5229\u7528\u30fb\u652f\u6255\u3044\u72b6\u6cc1\u304c\u539f\u5247\u3068\u3057\u3066\u6bce\u6708\u66f4\u65b0\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3053\u3053\u304b\u3089\u306f\u3001\u5404\u6bb5\u968e\u3067\u4f55\u304c\u767b\u9332\u3055\u308c\u308b\u306e\u304b\u3092\u9806\u306b\u898b\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"step1\">STEP1\uff5c\u7533\u3057\u8fbc\u3080\u3068\u300c\u7533\u8fbc\u60c5\u5831\u300d\u304c\u767b\u9332\u3055\u308c\u308b<\/h3>\n\n\n\n<p>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3078\u7533\u3057\u8fbc\u3080\u3068\u3001\u30ab\u30fc\u30c9\u4f1a\u793e\u306f\u5be9\u67fb\u306e\u305f\u3081\u306b\u7533\u8fbc\u8005\u306e\u4fe1\u7528\u60c5\u5831\u3092\u7167\u4f1a\u3057\u307e\u3059\u3002\u3053\u306e\u7167\u4f1a\u306e\u4e8b\u5b9f\u304c\u3001\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u300c\u7533\u8fbc\u60c5\u5831\u300d\u3068\u3057\u3066\u767b\u9332\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306e\u4e00\u3064\u3067\u3042\u308bCIC\u3067\u306f\u3001\u7167\u4f1a\u65e5\u3001\u5546\u54c1\u540d\u3001\u5951\u7d04\u4e88\u5b9a\u984d\u3001\u652f\u6255\u4e88\u5b9a\u56de\u6570\u3001\u7167\u4f1a\u4f1a\u793e\u540d\u306a\u3069\u304c\u8a18\u9332\u3055\u308c\u3001\u7167\u4f1a\u65e5\u304b\u30896\u30f5\u6708\u9593\u4fdd\u6709\u3055\u308c\u307e\u3059\u3002\u305f\u3060\u3057\u3001\u7533\u8fbc\u60c5\u5831\u306f\u30ab\u30fc\u30c9\u3092\u5229\u7528\u3057\u3066\u652f\u6255\u3063\u305f\u5b9f\u7e3e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u7533\u3057\u8fbc\u3093\u3060\u3060\u3051\u3067\u306f\u3001\u652f\u6255\u3044\u5b9f\u7e3e\u306f\u7a4d\u307f\u4e0a\u304c\u3089\u306a\u3044\u70b9\u306b\u6ce8\u610f\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"step2\">STEP2\uff5c\u5be9\u67fb\u306b\u901a\u904e\u3059\u308b\u3068\u300c\u30af\u30ec\u30b8\u30c3\u30c8\u60c5\u5831\u300d\u304c\u767b\u9332\u3055\u308c\u308b<\/h3>\n\n\n\n<p>\u5be9\u67fb\u306b\u901a\u904e\u3057\u3066\u5951\u7d04\u304c\u6210\u7acb\u3059\u308b\u3068\u3001\u5951\u7d04\u5185\u5bb9\u304c\u300c\u30af\u30ec\u30b8\u30c3\u30c8\u60c5\u5831\u300d\u3068\u3057\u3066\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u767b\u9332\u3055\u308c\u307e\u3059\u3002CIC\u3067\u306f\u3001\u5951\u7d04\u65e5\u3001\u5951\u7d04\u306e\u7a2e\u985e\u3001\u5546\u54c1\u540d\u3001\u652f\u6255\u56de\u6570\u3001\u5951\u7d04\u984d\u3001\u767b\u9332\u4f1a\u793e\u540d\u306a\u3069\u304c\u304a\u3082\u306a\u9805\u76ee\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u30ab\u30fc\u30c9\u3092\u307e\u3060\u4e00\u5ea6\u3082\u4f7f\u3063\u3066\u3044\u306a\u304f\u3066\u3082\u3001\u5951\u7d04\u304c\u6210\u7acb\u3059\u308c\u3070\u5951\u7d04\u306e\u8a18\u9332\u306f\u4fe1\u7528\u60c5\u5831\u306b\u6b8b\u308a\u307e\u3059\u3002\u305f\u3060\u3057\u3001\u3053\u306e\u6642\u70b9\u3067\u306f\u652f\u6255\u3044\u5b9f\u7e3e\u306f\u307e\u3060\u3042\u308a\u307e\u305b\u3093\u3002\u652f\u6255\u3044\u306e\u8a18\u9332\u304c\u5897\u3048\u308b\u306e\u306f\u3001\u30ab\u30fc\u30c9\u3092\u5229\u7528\u3057\u3066\u4ee3\u91d1\u3092\u652f\u6255\u3063\u3066\u304b\u3089\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" 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href=\"https:\/\/www.repo.ne.jp\/magazine\/credithistory-building\/\">\u30af\u30ec\u30d2\u30b9\u4fee\u884c\uff5c\u671f\u9593\u306e\u76ee\u5b89\u306f\u534a\u5e74\uff1f\u5be9\u67fb\u53e3\u30b3\u30df\u3067\u308f\u304b\u3063\u305f\u9032\u3081\u65b9<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" 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href=\"https:\/\/www.repo.ne.jp\/magazine\/credit-card-rejected-reasons\/\">\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u5be9\u67fb\u306b\u843d\u3061\u308b\u7406\u7531\u3068\u306f\uff1f\u539f\u56e0\u7279\u5b9a\u30c1\u30a7\u30c3\u30af\u30ea\u30b9\u30c8\u3068\u518d\u7533\u8fbc\u306e\u30dd\u30a4\u30f3\u30c8<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u3010\u53e3\u30b3\u30df237\u4ef6\u301118\uff5e24\u6b73\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u5be9\u67fb\u7d50\u679c\u3092\u8abf\u67fb<\/h2>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a909261b2f74&quot;}\" data-wp-interactive=\"core\/image\" class=\"wp-block-image size-large wp-lightbox-container\"><img decoding=\"async\" width=\"1300\" height=\"732\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on-async--click=\"actions.showLightbox\" data-wp-on-async--load=\"callbacks.setButtonStyles\" 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class=\"wp-block-heading\">\u521d\u3081\u3066\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3078\u7533\u3057\u8fbc\u307f\u3001\u901a\u904e\u3057\u305f\u4eba\u306e\u58f0<\/h3>\n\n\n\n<p>\u307e\u305a\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3078\u521d\u3081\u3066\u7533\u3057\u8fbc\u307f\u3001\u5be9\u67fb\u306b\u901a\u904e\u3057\u305f\u4eba\u306e\u53e3\u30b3\u30df\u3067\u3059\u3002<\/p>\n\n\n<section class=\"okane-rupo-review-block\" aria-label=\"\u304a\u91d1\u30eb\u30dd\u5be9\u67fb\u53e3\u30b3\u30df\">\n\t\t\t<div class=\"okane-rupo-review-grid\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<article class=\"okane-rupo-review-card\">\n\t\t\t\t\t\t<div class=\"okane-rupo-review-card__header\">\n\t\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t\t<div class=\"okane-rupo-review-card__badges\">\n\t\t\t\t\t\t\t\t\t<span class=\"okane-rupo-review-card__badge is-passed\">\u901a\u904e<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"okane-rupo-review-card__type\">\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"okane-rupo-review-card__product\"><a href=\"https:\/\/www.repo.ne.jp\/creditcard\/smbc-card-nl\" class=\"okane-rupo-review-card__product-link\" target=\"_blank\" rel=\"noopener noreferrer\">\u4e09\u4e95\u4f4f\u53cb\u30ab\u30fc\u30c9\uff08NL\uff09<\/a><\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"okane-rupo-review-card__post-meta\">\n\t\t\t\t\t\t\t\t<span>\u6295\u7a3fID\uff1a4955<\/span>\t\t\t\t\t\t\t\t<span>\u6295\u7a3f\u65e5\uff1a2026\/02\/09<\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<dl class=\"okane-rupo-review-card__details\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div><dt>\u7533\u3057\u8fbc\u307f\u6708\uff1a<\/dt><dd>2021\u5e7410\u6708<\/dd><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div><dt>\u5e74\u9f62\uff1a<\/dt><dd>20~24\u6b73<\/dd><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div><dt>\u8077\u696d\uff1a<\/dt><dd>\u5b66\u751f<\/dd><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div><dt>\u5e74\u53ce\uff1a<\/dt><dd>200\u4e07\u5186\u672a\u6e80<\/dd><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div><dt>\u52e4\u7d9a\uff1a<\/dt><dd>\u50cd\u3044\u3066\u3044\u306a\u3044<\/dd><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div><dt>\u501f\u5165\uff1a<\/dt><dd>\u501f\u5165\u306a\u3057<\/dd><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div><dt>\u4fe1\u7528\uff1a<\/dt><dd>\u826f\u597d\uff08\u5ef6\u6ede\u7d4c\u9a13\u306a\u3057\uff09<\/dd><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/dl>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"okane-rupo-review-card__screening-time\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"13\" height=\"13\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><polyline points=\"12 6 12 12 16 14\"\/><\/svg>\u5be9\u67fb\u6642\u9593\u3000\u6570\u5206\u301c1\u6642\u9593\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"okane-rupo-review-card__text\" data-full=\"\u3053\u308c\u307e\u3067SMBC\u30c7\u30d3\u30c3\u30c8\u3092\u5229\u7528\u3057\u3066\u304a\u308a\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u7533\u3057\u8fbc\u307f\u306f\u521d\u3081\u3066\u3067\u3057\u305f\u304c\u3001\u5373\u6642\u767a\u884c\u7533\u3057\u8fbc\u307f\u304b\u30893\u5206\u3067\u7d50\u679c\u304c\u6765\u307e\u3057\u305f\u3002\u5f53\u6642\u306f\u30bb\u30d6\u30a4\u30ec\u30fb\u30ed\u30fc\u30bd\u30f3\u30fb\u30d5\u30a1\u30df\u30de\u30fb\u30de\u30af\u30c9\u3067\u306e\u30bf\u30c3\u30c1\u6c7a\u6e08\u30675%\u9084\u5143\u3060\u3063\u305f\u3053\u3068\u3082\u3042\u308a\u3001\u5927\u5909\u9b45\u529b\u7684\u3060\u3063\u305f\u305f\u3081\u7533\u3057\u8fbc\u307f\u3092\u6c7a\u3081\u307e\u3057\u305f\u3002\" 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class=\"okane-rupo-review-card__toggle\" type=\"button\" aria-expanded=\"false\">\u7d9a\u304d\u3092\u8aad\u3080<\/button>\n\t\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\n\n<p>\u3053\u306e\u6295\u7a3f\u8005\u304c\u4f7f\u3063\u3066\u3044\u305fSMBC\u30c7\u30d3\u30c3\u30c8\u306f\u3001<a href=\"#debit\">\u524d\u534a\u3067\u89e3\u8aac\u3057\u305f\u3068\u304a\u308a<\/a>\u81ea\u5206\u306e\u30af\u30ec\u30d2\u30b9\u306b\u306f\u306a\u308a\u307e\u305b\u3093\u3002\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u5229\u7528\u5b9f\u7e3e\u304c\u307b\u3068\u3093\u3069\u306a\u3044\u72b6\u614b\u304b\u3089\u306e\u7533\u3057\u8fbc\u307f\u3067\u3082\u3001\u5be9\u67fb\u306b\u901a\u904e\u3057\u305f\u4e00\u4f8b\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u5be9\u67fb\u7d50\u679c\u306f\u30ab\u30fc\u30c9\u4f1a\u793e\u3084\u7533\u8fbc\u8005\u306e\u72b6\u6cc1\u306b\u3088\u3063\u3066\u7570\u306a\u308b\u305f\u3081\u3001\u4e00\u3064\u306e\u53e3\u30b3\u30df\u3068\u3057\u3066\u53c2\u8003\u306b\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u540c\u6642\u671f\u306b3\u679a\u7533\u3057\u8fbc\u307f\u3001\u5be9\u67fb\u843d\u3061\u3057\u305f\u4eba\u306e\u58f0<\/h3>\n\n\n\n<p>\u6b21\u306b\u3001\u540c\u3058\u6642\u671f\u306b\u8907\u6570\u306e\u30ab\u30fc\u30c9\u3078\u7533\u3057\u8fbc\u307f\u3001\u5be9\u67fb\u306b\u901a\u904e\u3057\u306a\u304b\u3063\u305f\u4eba\u306e\u53e3\u30b3\u30df\u3092\u898b\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n\n\n<section class=\"okane-rupo-review-block\" aria-label=\"\u304a\u91d1\u30eb\u30dd\u5be9\u67fb\u53e3\u30b3\u30df\">\n\t\t\t<div class=\"okane-rupo-review-grid\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<article class=\"okane-rupo-review-card\">\n\t\t\t\t\t\t<div class=\"okane-rupo-review-card__header\">\n\t\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t\t<div class=\"okane-rupo-review-card__badges\">\n\t\t\t\t\t\t\t\t\t<span class=\"okane-rupo-review-card__badge is-failed\">\u5be9\u67fb\u843d\u3061<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"okane-rupo-review-card__type\">\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"okane-rupo-review-card__product\"><a href=\"https:\/\/www.repo.ne.jp\/creditcard\/smbc-card-nl\" class=\"okane-rupo-review-card__product-link\" target=\"_blank\" rel=\"noopener noreferrer\">\u4e09\u4e95\u4f4f\u53cb\u30ab\u30fc\u30c9\uff08NL\uff09<\/a><\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"okane-rupo-review-card__post-meta\">\n\t\t\t\t\t\t\t\t<span>\u6295\u7a3fID\uff1a5949<\/span>\t\t\t\t\t\t\t\t<span>\u6295\u7a3f\u65e5\uff1a2026\/04\/09<\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<dl class=\"okane-rupo-review-card__details\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div><dt>\u7533\u3057\u8fbc\u307f\u6708\uff1a<\/dt><dd>2025\u5e742\u6708<\/dd><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div><dt>\u5e74\u9f62\uff1a<\/dt><dd>18\u30fb19\u6b73<\/dd><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div><dt>\u8077\u696d\uff1a<\/dt><dd>\u5b66\u751f<\/dd><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div><dt>\u5e74\u53ce\uff1a<\/dt><dd>200\u4e07\u5186\u672a\u6e80<\/dd><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div><dt>\u52e4\u7d9a\uff1a<\/dt><dd>\u50cd\u3044\u3066\u3044\u306a\u3044<\/dd><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div><dt>\u501f\u5165\uff1a<\/dt><dd>\u501f\u5165\u306a\u3057<\/dd><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div><dt>\u4fe1\u7528\uff1a<\/dt><dd>\u826f\u597d\uff08\u5ef6\u6ede\u7d4c\u9a13\u306a\u3057\uff09<\/dd><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/dl>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"okane-rupo-review-card__screening-time\">\n\t\t\t\t\t\t\t\t<svg 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